Under a private credit entry in the colloquial language is mainly understood an existing negative feature. Not every feature has the same effect on creditworthiness, especially since private credit distinguishes between hard and soft negatives. At the same time, the…

Those affected by unemployment quickly find themselves in financial predicaments, which could only be helped by receiving a loan. In many cases, bills are open or necessary purchases can not be paid with the existing unemployment benefit. Most banks deny…